Expected Home Loan Interest Rates 2024. If you're keeping an eye on mortgage rates to try and buy a home, here's where experts think they could head this summer. Mortgage rates and home prices are expected to drop in 2024, housing experts predict, improving affordability for homebuyers.

Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2024. Still, many experts think mortgage interest rates will start to trend downward in.